Mortgage Lenders

Mortgage Network is a Louisville-based independent broker specializing in residential mortgages throughout Kentucky and Indiana. The Secondary Market of Kentucky Mortgage loans offered by FHA, VA, USDA, Fannie Mae, and KHC all have their minimum fico mortgage Louisville score requirements and lenders will create overlays in addition to what the Government agencies will accept, so even if on paper FHA says they will go down to 580 or 500 in some cases on fico scores, very few lenders will go below the 580 threshold. If you meet income eligibility requirements and are looking to settle in a rural area, you might qualify for the KY USDA Rural Housing program The program guarantees qualifying loans, reducing lenders’ risk and encouraging them to offer buyers 100% loans. Keith has been a member, for many years, of the exclusive American Mortgage Chairman’s Club which recognizes the top Loan Officers in the company. Non-prime loans are loans that do not fit into government lending standards. FHA will allow for grants, gifts, for their 3.5% minimum investment and will go down to a 580 credit score. That’s why the NerdWallet monthly mortgage payment calculator also takes into account the additional costs — like taxes and insurance — that are included in your monthly payment. All lenders, including life insurance companies have large 2018 commercial loan production budgets and will be aggressively lending this year. Each of our professionals have extensive experience and knowledge in all aspects of real estate financing, including mortgage refinance and current mortgage rates. Whether you’re in Central, Eastern or Western Kentucky; whether you’re looking for an FHA, VA, KHC or conventional loan, we’re the source for your local mortgage loan solution. Stephanie Louise Crable is a mortgage broker in Louisville, KY in Jefferson County. Andy Shelby is a mortgage broker in Louisville, KY. Andy Shelby works at Broker House Lending, LLC, a mortgage lender which is based at 11400 Shelbyville Road in the 40243 zip code. Don’t expect every lender to charge the same fees for a mortgage loan. LendingTree can help you find and compare mortgage rates, all without affecting your credit. Lenders use a 2-year average monthly income figure from the Adjusted Gross Income on the tax returns.